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The best password managers of 2020 and how to use them

id=”article-body” class=”row” section=”article-body”> No more struggling to come up with clever, cryptic passwords that you have a hard time remembering. With a secure and easy-to-use password manager, you can manage your login credentials across all your devices, keeping your passwords secure, automatically filling in forms, and syncing your data across MacOS, Windows, Android phones, iPads, iPhones and more.

A password manager is essentially an encrypted digital vault that stores the login information you use to access apps, websites and other services. Besides keeping your identity, credentials and sensitive data safe, a password manager can generate strong, unique passwords to ensure you aren’t reusing them across your devices and services. With all the recent news of security breaches and identity theft, using unique passwords can go a long way to ensuring that if one site gets hacked, your stolen password can’t be used on other sites.

Read more: The guide to password security (and why you should care)

Now playing: Watch this: Inside a password-free future 2:46 Plus, with a manager, you don’t have to remember the various pieces of login information, such as credit-card information or shipping addresses. With just one master password — or in some cases a PIN or even your fingerprint — you can autofill a form or password field. Some also feature online storage and an encrypted vault for storing documents. 

All our best password manager picks come in free versions, which typically let you securely store passwords for one device (although our pick for best free manager can be used across multiple devices). Our best password manager picks also feature subscription options that let you sync your log-in information across all your devices, get access to secure online storage, and share credentials with trusted family and friends. And if transparency is important to you, several of our picks are open-source projects. We also look at what a password manager is and the basics of how to use one.

Note that these services are independently chosen by our editors.

Best free password manager

LastPass

Sarah Tew/CNET

Offers free version

Base price beyond free: $36 per year

Works with: Windows, MacOS, Linux, Android, iPhone and iPad. Browser extensions for Chrome, Firefox, Safari, Internet Explorer, Edge and Opera. 

Some of our other picks have a free option, but most lock you to just one device if you don’t pay up. The free version of LastPass stands out as the best password manager in this category by giving you the ability to store passwords, user login info and credentials and sync all of it wherever you want — across desktop, mobile and browsers. 

You can also share a login item with another person. For $36 a year, you can purchase the Premium version to share multiple passwords, logins, memberships and other items with trusted emergency contacts, multifactor authentication through YubiKey and a fingerprint scanner and 1GB of encrypted storage. 

And with a $48 annual subscription, you can sign up for the Families plan that gives you six individual accounts, shared folders and a dashboard interface for managing the accounts and keeping an eye on your account’s security.

No, LastPass isn’t flawless: A vulnerability privately reported in September 2019 was a scary flaw that could potentially compromise passwords. But the company patched it before it was known to be exploited in the wild.

See at LastPass Read More: This is the best free password manager

Best subscription password manager

1Password

Jason Cipriani/CNET

Offers trial version

Base price: $35.88 per year

Works with: Windows, MacOS, Linux, Chrome OS, Android, iPhone and iPad. Browser extensions for Chrome, Firefox, Safari, Edge and Opera. 

If you’re looking for a trusted password manager app to keep your login information private and secure, 1Password is the best password manager for the task, letting you access your accounts and services with one master password. It’s available for Windows, MacOS, Android, iOS, Linux and Chrome OS. 

The nicely designed manager lacks a free version, but you can try it for free for 30 days before signing up. An individual subscription runs $36 a year, and comes with 1GB of document storage and optional two-factor authentication for additional security. A travel mode lets you remove your 1Password sensitive data from your device when you travel and then restore it with one easy click when you return. 

On Macs, you can use Touch ID to unlock 1Password, and on iOS devices, you can use Face ID, too. For $60 a year, you can cover a family of five, sharing passwords, credit cards and anything else among the group. Each person gets their own vault, and it’s easy to control who you share information with and what they can do with it. 

You can also create separate guest accounts to share Wi-Fi connection passwords, for example, or home alarm codes with guests.

See at See at 1Password Read more: The best web hosting providers

Other free and paid options worth considering

Both LastPass and 1Password are solid, affordable password keepers, and in a straw poll of CNET staffers, they were about neck-and-neck in use — though the latter may include some taking advantage of the 1Password for Journalism initiative that offers free service to us hacks. But if you find neither of our two recommended password managers works quite how you want, a handful of other apps are worth considering. These all have free versions available.

GitHub Bitwarden

Offers free version

Base price beyond free: $12 per year 

Works with: Windows, MacOS, Linux, Android, iPhone and iPad. Browser extensions for Chrome, Firefox, Safari, Edge, Opera, Vivaldi, Brave and Tor Browser. 

Bitwarden is a lean, open source encryption software password manager that can store and automatically fill your passwords across your devices and popular browsers — including Brave and Tor — for free. It lacks some of the bells and whistles of our picks, but for $12 a year, you have the ability to add 1GB of encrypted file storage.

See at Bitwarden Dashlane Dashlane

Offers limited free version (50 passwords on one device)

Base price beyond free: $59.88 per year

Works with: Windows, MacOS, Android, iPhone and iPad. Browser extensions for Chrome, Firefox, Safari, Internet Explorer, Edge and Opera. 

Dashlane provides a simple and secure way to manage your passwords and keep other login information stored. Just for managing passwords, we like it as much as our picks, but the free Dashlane app limits you to one device and 50 passwords, and the Premium subscription is more than similar plans to from 1Password and 우리카지노총판 LastPass. 

See at Dashlane Keeper Keeper

Offers limited free version (unlimited passwords on one device)

Base price beyond free: $25.49 per year (usually $29.99)

Works with: Windows, MacOS, Linux, 메리트카지노 Android, iPhone and iPad. Browser extensions for 카지노사이트추천 Chrome, Firefox, Safari, Internet Explorer, Edge and Opera. 

Keeper is another secure password service than helps you manage login info on Windows, MacOS, Android and iOS devices. A free version gives you unlimited passwords on one device. The step-up version costs $25 to $30 a year and lets you sync passwords across multiple devices. For around $60 a year, you can get 10GB of secure file storage.

See at Keeper KeePassXC

KeePass

It’s free

Donations accepted

Works with: Windows, MacOS, Linux, Chrome OS, 우리카지노총판 Android, iPhone and iPad, BlackBerry, Windows Phone and Palm OS. Access via the web plus popular browser extensions. (Except for the official Windows version, KeePass for other platforms are unofficial ports.)

KeePass, another open-source software, started on Windows and has been ported over using the same code base to other platforms, including MacOS, Android and iOS. On the plus side, it’s totally free and endorsed by the Electronic Frontier Foundation. On the other side, it’s really for advanced users only: Its user interface takes a bit of fiddling to get all the independently built versions of KeePass to work together.

See at KeePass Password manager basics

Still need more info on what password managers are, and why they’re better than the alternatives? Read on.

How does a password manager work? 

To get started, a password manager will record the username and password you use when you first sign in to a website or service. Then the next time you visit the website, it will autofill forms with your stored user login information. For those websites and services that don’t handle automatic filling, a manager lets you copy the password to paste into the password field.

If you’re stuck picking a good password, the manager can generate a strong password for you and watch that you aren’t reusing any across services. And if you use more than one device, you want a manager that is available across all your devices and browsers, so you can access your passwords and login information — including credit-card and shipping information — from anywhere through the manager app or its browser extension. Some provide secure storage so you can store other items too, such as documents, say an electronic copy of your passport or will.

Take note: Many password managers keep the master password you use to unlock the manager locally and not on a remote server. Or if it’s on a server, 카지노사이트추천 it’s encrypted and not readable by the company. 

This ensures your account stays secure in case of a data breach. It also means that if you forget your master password, there may not be a way to recover your account through the company. Because of that, a few password managers offer DIY kits to help you recover your account on your own. Worse case scenario, you start over with a new account and manually reset your passwords at each specific destination site and account and start again.

Read more: This is how we might finally replace passwords

What makes for a secure password?  

A good password should be a long string of capital and lowercase letters, numbers, punctuation and other nonalphanumeric characters — something that’s difficult for others to guess, but a snap for a password manager to keep track of. And despite what you may have heard, once you select a good password, you don’t really need to change it periodically.

Can I use a web browser to manage my passwords and login information? 

You can certainly use Chrome, Safari or Firefox to manage your passwords, addresses and other login data. You can even set up a master password to unlock your credentials within a browser. And while using an online browser’s password tool is certainly better than not using a password keeper at all, you can’t access your passwords and other login info outside of the browser, the browser isn’t much help in generating strong passwords and you can’t share login info with others you trust. 

What about iCloud Keychain? 

Through iCloud Keychain, you can access your Safari website usernames and passwords, credit card information and Wi-Fi network information from your Mac and iOS devices. It’s great if you live in Apple’s world. But if you venture outside and have a Windows or Android device or use the Chrome or Firefox browser, iCloud Keychain comes up short.

Read more: Google looks to leave passwords behind for a billion Android devices

David Gewirtz contributed to this story. 

This story is frequently updated to reflect new picks, pricing and changes in the market; Sept. 16: Adds information on LastPass update.

Read more:

The best VPN services

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5 best ways to make sure your credit data hasn’t been breached

The best mobile VPNs

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The Low Down on Buying a Car With Low Down Payment

When you select a car at the dealership lot, you will face the inevitable question of the down payment. Putting money down and buying a car is an age-old tradition. It gives the lender a chance to witness your financial condition and allows you to lower the loan burden. In an ideal scenario, it is best to make as much down payment as possible. But, we do not live an ideal world. So, what should you do when you do not have enough money for your dream car?

Can you buy a Car with Low Down Payment?

Buying a car feels like being on a trial. The lender considers your credit score, payment history, monthly income and several others aspects of your life before approving the loan. And, when you can only afford low down payment, it can cause trouble. But, do not think that having no access to cash means putting an end to your car dream. There’s one thing that can change the game. Have you heard about LTV?

A loan-to-value ratio is the percentage of the loan amount in relation to the total cost of car. The higher the LTV, the lower will be the down payment. It means that if the lender approves you for a higher LTV, the need for making a large down payment becomes redundant. So, how can you get the lender approve you for 리니지프리서버추천 a large loan amount?

C = Credit Score must look Good

It is the most common suggestion for obtaining any type of credit. It seems easy for the one who tells it, but difficult for the one who has to follow it. But, 리니지리마스터 do not worry because you have help from the July 1, 2017 credit rule. If you have incomplete tax liens and inaccurate civil debts listed on your credit report, the credit bureaus will remove it. It can lead to a rise in your credit score. Even you can contribute to the rise by paying off a few debts.

C= Cost of Car should be Low

A low down payment becomes easy when the cost of car is low. If you do not have sufficient cash to make a down payment of at least ten percent of the cost, you can choose an inexpensive car. It will convert the inadequate down payment into one that’s just right for the lender. Settle for a used car. Avoid buying expensive add-ons from the dealer to keep the cost in check. Also, you can use your old car for trade-in and eliminate the need for down payment.

C = Cosigner can be your Savior

When in doubt, seek help! You can use a cosigner to convince the lender of regular payments. Once he sees you as a less risky investment, he may approve you for a larger loan amount. Remember to choose a cosigner with a good credit score so that the lender can rest his doubts about receiving back his money. Choose someone who will be capable of making monthly payments, if you fail to do so. If getting a cosigner is becoming a bit of a problem, you can ask any of your parents or your partner to become a co-applicant on the loan. Their credit score will strengthen your loan application and enable the lender to see you as a worthy borrower.

Buying a car with low down payment is not possible for everyone. But, if you work hard to increase LTV, you will have no trouble in buying a car. So, before you head down to the dealership lot, work out the details and make sure that you get approval for a higher loan amount.

A low down payment auto loan can solve your troubles and enable you to obtain higher LTV. Apply with EZAutoFinance.net and get an opportunity of buying a car without down payment. Work with the bad credit auto financing company today and 리니지리마스터 ensure a stress-free car buying.

Turn your old phone into a home security camera for free

id=”article-body” class=”row” section=”article-body”> Use Manything, Salient Eye or a similar free app to turn an old phone into a security camera. 

Chris Monroe/CNET If you have some old phones collecting dust in a drawer somewhere, don’t sell them for a fraction of what you bought them for. If they still turn on, you can put them to good use in your home.

You could turn one into a baby monitor or a makeshift Google Home speaker, for example. Those are good ideas and you can find more in the link below, but one of the most useful ways to upcycle an old phone is to make it into a home security camera.

Further reading: Find new uses for that old Android phone or 리니지프리서버커뮤니티 iPhone.

Step 1: Get a security camera app running on your old phone(s)

To begin, you will need to choose a security-camera app for your phone. Most apps offer many of the same features, such as local streaming, cloud streaming, recording and storing footage locally or 투데이서버 remotely, and motion detection and alerts.

Once you’re set up, you will be able to monitor your living space and control your security camera from anywhere, straight from your new phone.

One of the best options for setting up your phone as a security camera is Alfred. It’s cross-platform, so it doesn’t matter if your old phone was an Android phone or iPhone. And the same goes for your new phone.

Now playing: Watch this: How to turn your old iPod into a security camera for… 1:53 Alfred is free to use and gives you a remote view of your live feed, motion detection with alerts, free cloud storage, a two-way audio feed and use of both the front and rear cameras. To unlock additional features, like higher-resolution viewing and recording, zoom capabilities, 리니지프리서버홍보 ad removal and 리니지프리서버커뮤니티 30-day cloud storage, you can upgrade to Alfred Premium.

Download Alfred (Android, iOS) on both your old and new phones or any tablets you want to use.

On the new phone, swipe through the introduction and tap Start. Select Viewer and tap Next.

Once you get to the sign-in page, click Sign in with Google (a Google account is required) and sign in with your Google account credentials.

On the old phone, repeat the same steps, but instead of selecting Viewer, select Camera. And make sure to sign in to the same Google account.

Once both phones are signed in to Alfred, you’re pretty much done with the setup. Alfred has simplified the camera options to only include a few settings. On iOS, you can only enable motion detection, choose between the front and rear cameras and enable or disable audio. If you’re using an Android device, you have those options and you can also enable continuous focus, have Alfred automatically reopen if the phone reboots, set a resolution and enable a passcode lock.

Further reading

The best home security cameras of 2019

The best facial recognition cameras of 2019

From your new phone, you can change a few more settings, such as turning notifications on orff, setting a camera or viewer name, adding other people to your Trust Circle (granting other people access to your video feeds), removing a camera, checking how many times a camera has disconnected, settng motion detection sensitivity and enabling a low-light filter on cameras.

While Alfred is a solid choice, keep in mind it’s not the only choice. Far from it, in fact. Manything, Salient Eye and Presence are all solid free choices with an affordable subscription model if you need more features. And IP Webcam is one of the more popular Android-only options.

Step 2: Choose a spot to position your camera

After you have the stream up and running, you will need to set up and position the camera. You may want it focused on the main entry point to your home, your backyard, the place where you store valuables or a point you think might be particularly vulnerable. You can also set up an IP camera as a baby monitor.